Contractors Insurance is essential for anyone involved in construction, renovation, or related fields
Contractors insurance is specialized coverage that protects contractors and construction firms from risks such as property damage, liability claims, and worker injuries.
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What’s included on Contractors Insurance coverages?
Stay protected and ensure long-term success.
General Liability Insurance:
This is your safety net against claims for bodily injury or property damage that might occur during your work. It covers legal fees and settlements.
Workers' Compensation Insurance
This is essential for protecting your employees. If they get injured or fall ill while working, this coverage provides medical benefits and wage replacement, so they’re taken care of and you’re not facing hefty out-of-pocket costs.
Commercial Auto Insurance:
It ensures you’re covered while on the road, transporting tools, or traveling to job sites protecting you against accidents or damages involving your business vehicles.
Equipment and Tool Insurance:
This helps protect your tools and equipment from theft, loss, or damage. Since these are often your lifeline for completing jobs, it’s crucial to keep them insured.
Professional Liability Insurance:
Also known as errors and omissions insurance, this protects you if a client claims that your work didn’t meet their expectations or if there were mistakes in your services.
Builder’s Risk Insurance:
If you’re working on a specific construction project, this coverage protects the building under construction from risks like fire, theft, or weather-related damage.
Contractors Insurance allows you to have:
Financial Protection
Employees protection
Safeguard your assets
Credibility and Trust
Peace of mind
Comply with State’s regulations
Contractors insurance appeals to a wide range of professions and individuals involved in the construction and contracting industry.
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Keep your business safe
Our mission is to identify your business insurance needs according to its activities so you can concentrate on running your Company while we take care of your insurance.
Maximize your savings
Why pay more when CIS can help you save? Our expertise ensures that your business gets the coverage it needs while keeping your premiums low!
CIS your trusted insurance agency
We understand that businesses face many risks and challenges, and we're here to help you identify and manage those risks.
